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To save you time, we base your quote on some assumptions. Please confirm you meet these criteria:
- Your home is your permanent residence, is furnished by you, and is in Great Britain, Isle of Man, and Channel Isles only
- Your home is maintained in a good state of repair
- Your home is built of brick, stone, or concrete and roofed with slate, tile, concrete, metal or asphalt
- You do not let or sub-let your home to any other person, and you do not have any lodgers
- You do not share your home with anybody other than your family or partner
- You do not use your home for any business purposes or for the storage of business goods
- You or your partner do not have one of the following occupations: actor/actress on film, stage, TV or radio - including presenters, professional sportsman or sportswoman - including trainers, jeweller or antique dealer
- No person living at your home has had any criminal convictions, been previously refused insurance or had any terms imposed
- The total value of your contents does not exceed £50,000
- Any one of your valuables does not exceed £1,500 in value. Valuables include stamp, coin or medal collections, antiques (not including furniture), pictures, other works of art, articles of gold, silver or other precious metals, jewellery , watches or furs)
- Your Buildings sum insured does not exceed £400,000
- Your home is not left unoccupied for more than 30 consecutive days
- Your home has fewer than 6 bedrooms
- You have not had more than one Buildings claim in the past 4 years
- You have not had more than one Contents claim in the past 4 years
- You have not had a theft claim in the last 4 years
- Your home does not have a history of flood or subsidence
If you are unable to meet these criteria, we may still be able to offer a quotation by telephone. Please call our Household Department on (0845) 2300 119 should you have any queries or require any assistance. |
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